Delay, Deny, Defend: Why Insurance Companies Don't Pay Claims and What You Can Do About It Hardcover - 2010
by Feinman, Jay M
- Used
- Good
- Hardcover
An expose of insurance injustice and a plan for consumers and lawmakers to fight it
Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation.
Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.
Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot-button issue.
Description
About Bonita California, United States
Details
- Title Delay, Deny, Defend: Why Insurance Companies Don't Pay Claims and What You Can Do About It
- Author Feinman, Jay M
- Binding Hardcover
- Edition First Edition
- Condition Used - Good
- Pages 248
- Volumes 1
- Language ENG
- Publisher Portfolio, NYC
- Date 2010-03-18
- Bookseller's Inventory # 1591843154.G
- ISBN 9781591843153 / 1591843154
- Weight 0.94 lbs (0.43 kg)
- Dimensions 9.3 x 6.58 x 0.94 in (23.62 x 16.71 x 2.39 cm)
- Ages 18 to UP years
- Grade levels 13 - UP
- Library of Congress subjects Insurance claims - United States
- Library of Congress Catalog Number 2009041912
- Dewey Decimal Code 368.014
Summary
Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation.
Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm.
Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.
