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Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number That

Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number That Shapes Your Financial Future Paperback - 2007

by Weston, Liz Pulliam

  • Used
  • very good
  • Paperback

Description

FT Press, 2007. Paperback. Very Good. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.Dust jacket quality is not guaranteed.
Used - Very Good
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Summary

In the past five years, a simple three-digit number has become critical to your financial life: your credit score. It not only dictates whether you get credit: it can dictate how much you'll pay for it. What's more, it's being used by insurers, employers, and others who can determine your financial future. A bad score can cost you tens of thousands of dollars in higher interest costs, bigger insurance premiums, and missed employment opportunities. Now, MSNBC/L.A. Times personal finance journalist Liz Pulliam Weston rips away the mystery surrounding credit scoring -- and tells you exactly what you need to do to build, rebuild, and maintain your good credit. You'll learn how many credit cards you should have... whether carrying a balance helps or hurts you... when you should or shouldn't close a credit account. Weston explains how to bounce back from bad credit and bankruptcy -- and tells you exactly how credit counseling, debt negotiation and other credit "solutions" can affect your score. Above all, this book offers an action plan for discovering and improving your credit score -- and reaping the benefits.

From the publisher

Includes index.

About the author

Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than ten million people each month. She's also the author of the Q&A column "Money Talk," which appears in the "Los Angeles Times "and other newspapers nationwide. Weston's regular TV and radio appearances include NPR's "Talk of the Nation" and "All Things Considere"d, American Public Media's "Marketplace Money," and NBC's "Today." For several years, she was a weekly commentator on CNBC's Power Lunch. Her advice on credit and finance has been featured in "Consumer Reports," "Marie Claire," "Parents," "Real Simple, ""Woman's World," "The Boston Globe," "The Chicago Tribune," "Associated Press," "Forbes.com," and numerous other publications. Formerly a personal finance writer for the "Los Angeles Times," Weston has won numerous reporting awards. She was part of a three-member writing team that won a Gerald Loeb Award for coverage of the Comparator Systems penny stock scandal in1997. She was a member of the" Anchorage Daily News" team that won a Pulitzer Prize for Meritorious Public Service in 1989 for coverage of the alcoholism epidemic among native Alaskans. Weston is author of "Deal With Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe" (Pearson Prentice Hall, 2006). Her advice on budgeting is featured in "The Expert's Guide to the Baby Years." A graduate of the certified financial planner training program at University of California, Irvine, she lives in Los Angeles with her husband and daughter. She can be reached via her Web site, www.lizweston.com.